Privacy Policy

K-LAK Corporation® considers itself a steward of the information it collects, maintains and utilizes. Our responsibility is to ensure the security of the information in our care and to maintain the privacy of consumers through appropriate, responsible use.

We provide services based on information about millions of individuals and businesses. Use of that information is guided by the core values of K-LAK Corporation®.
These Core Values form the foundation for K-LAK’s belief that information use must benefit both businesses and individuals while meeting consumers’ privacy expectations.

Information policies, built on our values, more specifically define how information may be used. The policies vary to meet the legal requirements and consumer expectations in the area in which the information product or service is being used.

Underlying these policies is K-LAK’s commitment to provide consumers notice, choice and education about the use of personal information. Educated consumers are better equipped to be effective, successful participants in a world that increasingly relies on the exchange of information to efficiently deliver the products and services consumers demand.

Today, the needs and expectations of our business clients and consumers are constantly changing, and technology is constantly evolving. Our approach to privacy, rooted in these Global Information Values, enables K-LAK to respond to those constantly changing needs and expectations and provides the flexibility to implement new processes and policies to resolve information issues in this dynamic environment.

K-LAK Corporation safeguards the privacy of your personal information. We also will provide you notice about the details of the information we request including the types of information requested, how the information is used and shared and the type of users who may see your information. Our corporation provides safe and secure physical and electronic systems to protect your privacy.

Our online privacy policy applies only to your use of this website and to all information you submit to us online during your transaction. Information that we receive from emails, written correspondence and calls may also be used for rendering our services. We do not collect any personally identifiable information with the exception of the following circumstances:

We get information from you when you ask for a free credit report or other services provided through this website. We collect the following information from you online so we can process your requests:

  • First and last name (middle initial and suffix, as applicable)
  • Social Security Number
  • Date of birth
  • Current and former mailing address
  • Other information we may need to process your request

When you work with credit reporting companies for you, the nationwide credit reporting agencies may ask for additional information to authenticate your identity or process your request. The credit reporting companies do not share that information with us or with each other.

We may disclose any of the information collected in response to a valid legal process, such as a lawfully issued subpoena, search warrant, regulatory investigation or inquiry, or court order. We cannot control the privacy practices or content of the nationwide consumer credit reporting companies, or other linked sites listed on web pages. The owners of these linked sites are responsible for them.

When you visit our website, the computer hosting our website automatically collects web log information every time you visit the website, such as the date and time you visited our website, the pages you visited and the type of browser you are using. Our website uses technologies to collect summary information about how well our site works, what visitors normally click on, what browsers and platforms site visitors use, and the average connection speeds visitors use to connect to the site. Our website may also utilize device identification technologies to assist in detecting and preventing fraud. We use this information to improve the site and to detect and prevent fraudulent activity.

K-LAK Corporations will post any changes to this policy on this website before we implement them. You should read this policy periodically to inform yourself of those changes. If you have questions or comments about online privacy notice and fair information practices, please contact us.